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Former AACO police officer sentenced in insurance fraud scheme involving fake car thefts

News RoomBy News RoomJuly 10, 2026Updated:July 10, 20264 Mins Read
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The betrayal of public trust is perhaps one of the most disheartening aspects of the justice system, and the recent sentencing of former Anne Arundel County police officer Jaron Taylor serves as a sobering reminder of this reality. Taylor, a 32-year-old from Fort Washington, recently faced the consequences of his actions after pleading guilty to conspiracy to commit wire fraud. His sentence involves three years of probation, with the first five months served under home detention, alongside a court-ordered mandate to pay $38,670 in restitution to the USAA insurance company. For someone sworn to uphold the law, the transition from protector to perpetrator is a profound fall from grace that undermines the badge he once wore.

The core of the investigation revealed that Taylor was not acting alone, but was instead a central figure in a sophisticated criminal ring involving multiple law enforcement officers. Prosecutors from the U.S. Attorney’s Office for the District of Maryland detailed how the group colluded between August 2018 and February 2020 to treat police work as a cover for personal gain. Along with Taylor, others implicated in the scheme included Michael Anthony Owen Jr., a former Prince George’s County officer who acted as a key partner; Candace Tyler, who faced charges of bank fraud; Conrad D’Haiti; and Davion Percy. Their collective actions turned the very infrastructure of emergency response—police reports and official documentation—into a tool for financial theft.

The mechanics of the fraud were calculated and cynical, specifically designed to help the officers escape the financial burden of vehicles that had depreciated in value. Rather than simply selling these cars or managing their debts like an average citizen, the group chose to orchestrate “thefts.” They would report their own vehicles stolen to the departments they worked for, knowing that their status as officers would lend credibility to the false reports. This allowed them to leverage these fraudulent documents to secure hefty insurance payouts, leaving insurance companies to foot the bill for vehicles that were intentionally dumped or destroyed.

One of the most glaring incidents involved Taylor and Owen conspiring in August 2018 to “steal” Taylor’s Chevrolet Tahoe. After filing a fraudulent police report to initiate the investigation, the pair took the SUV into the woods near Largo, stripped it, and abandoned it. The choreography of the act was seamless, ultimately resulting in USAA paying out $38,670 for a claim that was entirely fabricated. It is a striking image: two officers tasked with preventing crime spending their time dismantling a vehicle in a remote area, prioritizing a payout over the integrity of the profession they pledged to protect.

The reach of this ring extended further into similarly elaborate plots. In early 2020, D’Haiti enlisted the help of Owen to fake the theft of a Jaguar XKR. The plan involved paying Percy $350 to tow and vandalize the car to ensure it would be written off as a total loss. Tyler participated by filing the necessary false police report, which successfully tricked Liberty Mutual into paying $17,585 to the credit union holding the loan. In another instance involving an Infiniti sedan belonging to a deployed service member, the group used a parking garage in Camp Springs to hide the car, swapping license plates to avoid detection. While GEICO eventually caught on and denied that claim, the attempt highlights the audacity and coordination that defined the group’s operations.

Ultimately, these cases represent a deep systemic failure when those in uniform decide that they are above the law. While Taylor faces his probation and restitution, the ripples of this scandal continue to be felt within the Maryland law enforcement community. With Michael Anthony Owen Jr. awaiting his own sentencing, the legal chapters are closing on a group that abused their authority to profit from the system. It is a cautionary tale about the corrosive nature of greed, suggesting that when the line between public service and personal enrichment blurs, the erosion of public confidence is often the most significant and difficult loss to repair.

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